Still can't make your mortgage payments and you have received a foreclosure notice. It's time to contact an attorney that concentrates on foreclosures and modifications. Attorneys can halt the foreclosure process some homeowners. There are instances where homeowners have stayed in their home for years while their attorney fought the foreclosure.
First thing to do is save all mail and correspondence from the lender or servicer. That includes the envelopes. This is very important. The envelopes provide attorneys with valuable information that can be used later to protect you as a client. Next you may want to find a good local attorney that concentrates on foreclosures and modifications. Meet with multiple attorneys to find one that you feel comfortable with. Ask some of the following questions as well as others:
- What is you ratio of cases lost to foreclosure?
- How many cases have you handled?
- Do you have any references (They may not be able to provide this due to privacy issues)?
- What are your fees?
- What is your process to challenge the lender?
Make sure you feel comfortable and confident with the attorney you choose. The more attorneys you speak with the more educated you may become on the subject which will help you wade through any BS.
Once you choose an attorney, they will inform you of your options. Listen to your attorney and let him/her work their magic. They can't help everyone, however you maybe surprised on what they are able to accomplish.
Subscribe to:
Post Comments (Atom)
0 comments:
Post a Comment