Great rates have arrived for 2011. Both the 30 yr and 15 yr mortgage rates are at 2011 lows. Borrowers and homeowners should take advantage while of these savings while they can.
The 30 yr mortgage rate dropped to 4.61% from 4.63% while the 15 yr fixed rate feel from 3.82% to 3.8%. There is not much more room for rates to continuously drop and don't expect these rates to stay low for ever.
Speak with a mortgage professional to see if refinancing make sense for you.
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